Job Description
The Credit Risk role is focused on analyzing the creditworthiness of individuals and entities, assigning risk ratings, recommending, or approving credit extensions or withdrawals, and providing ongoing monitoring of credit exposures. This role includes those with credit approval authority for portfolios requiring management for delinquency. Individuals within this role maintain a balance between risk and return, ensuring that credit policies are appropriate, and perform regular in-depth reviews of the credit portfolio. This role manages and mitigates potential credit losses, safeguarding the company's financial stability and supporting sustainable business growth.
Responsibilities
- Lead, own and drive improvements in large regional/industry/product and key risk reviews, leveraging expertise to critically evaluate portfolios and assess emerging risks.
- Partner with all relevant teams including ICM, Banking and 2nd LOD organizations to design an...