Head of Retail Risk, Banking (Open for Expat)

ACG

📍 Ho Chi Minh City, Ho Chi Minh City, Vietnam

Full time Operations Specialties Managers Posted February 17, 2026

Job Description

ACG_1965_JOB
Our client is a leading bank in Vietnam who is looking for a talent to join their firm: 
  • Scope: Oversee comprehensive risk management for various loan products including retail mortgage loans, secured business loans, car loans, cash loans, credit cards, overdrafts, BNPLs, consumer, and household business lending, acquired through digital channels, third-party sourcing, and over 230 branches and sales hubs.
  • Products: Engage in the entire product development lifecycle, optimize risk/return balance for products, identify market opportunities, refine customer targeting strategies, and ensure timely market launches.
  • Underwriting: Supervise and adjust retail underwriting strategies, conduct champion-challenger tests, provide field feedback for strategy improvement, balance approval time and rates, and detect fraud in applications and transactions.
  • Portfolio Management: Oversee and promptly adjust credit portfolios, ...